Elizabeth (Age 29), Server
Phoenix, AZ

“First, I am so happy I get to tell my story and hope it will enlighten others that can relate to my situation. So let me set the stage for you…I am a single 29-year-old server that makes about $40K who now lives at home with my parents because of the financial situation I created for myself as a very young adult. I have gone through all the lower-level situations when it comes to money. I come from a blue-collar family, and we really did not have much. My dad had little to no money most of the time, and my mom slaved to make things “work” as a single mother. So, in a nutshell – healthy money habits, consistency, and confidence weren’t instilled in my subconscious. And as I grew into an adult, that subconscious mimicked the habits and mindset of my parents. Therefore, I had ZERO control over my money, which meant that I had ZERO control over my life. My life encompassed “the struggle” in both childhood and adulthood…

In my mid 20’s I lived in Los Angeles chasing a dream that turned into a nightmare because of my finances. Sadly, I got used to getting a 3-day notice letter taped onto my apartment door because I was late on rent almost every month. It was embarrassing for everyone to see that walked by, but I just couldn’t figure a way out. During that time, I was also on the verge of getting my car repossessed, constantly had to figure out how to survive on $40 for the week and all my credit cards were maxed out and overdue. At times, I didn’t have enough gas money to get to the various jobs I would book. All because I was in way over my head, living a lifestyle that I couldn’t afford and not knowing how to properly manage money.

In early 2022, understanding I needed help with my life, I went out and hired a so called “life coach” to help guide me and set me up for success. I paid this life coach $2,000 and unfortunately, they did not set me up for success and did not provide solutions to my problems as all they did was say go get a higher paying job.

Then in August of 2022, the restaurant I was working at had to suddenly close for 9 days. The staff was given last minute notice, and I was informed that I would not be getting paid for those 9 days. While I was glad to be given a much-needed break, I started to stress as I begun to worry about money and thought to myself if I had I only saved for rainy days like this. I got upset at myself for not being fiscally prepared for a situation like this. During that time, I mustered up some motivation and bought a few books about money, but once again another resource was of no help as they didn’t really teach me how to properly manage money and how to solve my issues related to my debt. Two different times I sought help and got none, so hope was dwindling.

Then when I got back to work, I ran into one of the regulars at the restaurant and told him about my situation. He told me that he could help me if I wanted his help and was willing to listen to him, so I took him up on his offer.

When I began with Jason in September of 2022, I had all of $200 in my bank account and all 3 of my credit cards were maxed, which was about $7,000. This credit card debt was in addition to the student loans, car loan, and the current and past due taxes I owed. Jason and I went through all my accounts as well as what my life currently looked like on an overall scale. We talked about where I ultimately wanted to be at the end of 2023 and what I needed to do to get there.

After that, Jason sent me the easy-to-use financial workbook that would basically become my financial bible. He showed me exactly how to use the workbook and informed me that tracking everything would be crucial to my future success. He laid out the reality of my situation and helped me understand that sacrifice is where it’s at in life. He stressed that anyone could sacrifice things in the short term, and I learned that once you begin to see progress, the sacrifice just gets easier. Once I finally saw and understood where all my money was going, I began cutting out all the unnecessary expenses and started to aggressively pay down my credit card debt and past due taxes (because the interest I am paying on my credit card debt is INSANE).

The financial tools showed me where all my money was at at any point in time. I also learned to better understand when my money was tight and when I had cushion. I was able to analyze all my spending habits on a 12-month scale and account for all the work I was doing. With the knowledge instilled in me by Jason, in just a three-month period, I took my credit card debt from $7,000 to $2,338, paid off all but $300 of the past due state income taxes I owed and ended the year with $1,770 in my bank account (up from the $200 I started with). By the end of June 2023, I should have all my credit card debt paid off along with all the past due state income taxes, the $2,000 of current taxes due for 2022 and have about $6,000 in my bank account. I know this because the tools he provided me that I use every day show me. So now I don’t stress about money because I know what I currently have and what I plan to have every two weeks.

Also, like most women, I have aspirations of getting married and having kids, so I feel it’s imperative to have my financial house in order as I want to have a successful marriage since money is the #1 cause for divorce, and I do not want my kids to grow up struggling the way I did. In addition, I want to attract a guy that has his financial house in order, and I don’t think I can do that without mine being in order first.

We also began talking about what improvements I want to make to my health as he stressed that is more important than money. I would say I was in decent shape, but I wanted to get back to being toned and sculpted. While I felt I ate healthy in general, I really didn’t know how to eat properly and the effects the foods I was eating were having on me. At the beginning of October, I was 135 lbs so I determined I wanted to get to the weight that made me feel my best and have the most confidence. Therefore, I set my goal to be 128 lbs. Jason inspired me to make that goal by December 31st. He reiterated to me that when I lose weight make sure that it is fat and not to burn through my muscle. He taught me how to eat so that I would minimize any muscle loss. I made my weight goal by cutting to 127 lbs. on the very last day of the year. I now feel and look great, so my goal now is to sculpt and tone a little more and not lose any more weight.

The best part of all this is I accomplished all this success on my own! I just needed the knowledge and the tools. I now feel I have control over my life and where I want to go. My next focus is learning how to create wealth for myself so I will be prepared for retirement and will not have to struggle like my parents have.

Now many of us come from a similar background and have a similar mindset, and I will note now that if you don’t find a way out of these habits, then you’re in for a very difficult time down the line.

I now reflect from time to time that if I had only had the opportunity to have learned all this information when I was just starting out as an adult, I would not have had to endure all the stress, anxiety, and bad experiences my money or lack of money created for me and how much closer I would be to being financially free.

Unfortunately, school doesn’t teach us this information and prepare us for the adult world. I feel Jason is teaching people for the greater good and am very appreciative of the knowledge he has provided me. Anyone who doesn’t understand money truly needs the information in the courses he provides as everyone deserves to know how to manage their money properly, create wealth, stay in good health and have control over their life. And once you start doing the work, your confidence and mindset shifts, rises, and things finally begin to change.

With all that being said, his ability to provide the right tools, the right information and to be able to teach it is truly an amazing gift, which has completely transformed my life!”